Privacy Policy

How AS Credit Ledger protects your data

This policy explains what information we collect, how we use it, and the choices you have when you use the application.

Last updated: June 20265 min read

Account data

We collect the details needed to create your account and keep it accessible.

Ledger records

Customer and transaction records are used to run the ledger features you choose.

Security controls

We use technical and organizational measures to protect your information.

1. Introduction

AS Credit Ledger ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our application.

Please read this policy carefully. If you do not agree with these practices, please do not use the application.

2. Information We Collect

Information you provide

We collect information you voluntarily provide when you:

  • Create an account or user profile.
  • Add customer contact information and ledger balances.
  • Record transactions, payments, descriptions, and dates.
  • Contact us for support or send feedback.

Types of information

  • Personal data: name, email address, phone number, and address.
  • Customer data: names, contact details, transaction records, and payment history.
  • Financial data: amounts, balances, payment records, and ledger activity.
  • Technical data: IP address, browser type, device type, and usage patterns.

3. How We Use Your Information

We use collected information to:

  • Provide, maintain, and improve the application.
  • Process transactions and manage customer records.
  • Generate summaries, reports, and analytics.
  • Support account access, security, troubleshooting, and communication.

4. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information. We may share limited information only when needed to operate the service, comply with legal obligations, or protect users and the application.

5. Data Storage and Security

We implement appropriate technical and organizational measures to protect personal information against unauthorized access, alteration, disclosure, or destruction.

6. Your Rights and Choices

You may request access, correction, or deletion of your personal information, subject to applicable laws and operational requirements.

7. Cookies and Tracking Technologies

We may use cookies and similar technologies to maintain sessions, remember preferences, improve performance, and understand usage patterns.

8. Data Retention

We retain information while your account is active and for a reasonable period afterward to comply with legal obligations, resolve disputes, and maintain service integrity.

9. International Data Transfers

AS Credit Ledger is based in India. Your information may be accessed from, processed in, or transferred to countries where our service providers operate.

11. Children's Privacy

The application is not intended for users under 18. We do not knowingly collect personal information from children.

12. Changes to This Policy

We may update this policy to reflect changes in our practices, technology, legal requirements, or other factors. Material updates will be reflected by changing the last updated date.

13. Contact Us

For privacy questions, concerns, or requests, contact us through the contact page or by email.